中國移動支付主要發生在支付寶、微信支付等第三方移動支付平臺。中國的消費者使用移動支付來支付商品、服務、水電費(utility bill)、交通罰款和醫院賬單等。他們使用移動支付給朋友轉賬,進行投資,并支付抵押貸款(mortgage)、汽車貸款和個人貸款。移動支付在中國還被廣泛用于金融交易。小企業通常使用它給工人支付工資和結清來自其他企業的賬單(invoice)。
China’s mobile payment mainly takes place on third-party mobile-payment platforms, including Alipay and WeChat Pay, etc. Consumers in China use mobile payment to pay for goods, services, utility bills, traffic fines, hospital bills and so on. They use mobile payment to transfer money to friends, make investments, and make payments of mortgages, car loans and personal loans. In China, mobile payment is used for a wide range of financial transactions. It’s common for small businesses to use mobile payment to pay the workers salaries and settle invoices from other businesses.